{"id":7894,"date":"2026-05-05T15:03:43","date_gmt":"2026-05-05T08:03:43","guid":{"rendered":"https:\/\/www.pinnacleinvestment.co.id\/?page_id=7894"},"modified":"2026-05-25T17:34:07","modified_gmt":"2026-05-25T10:34:07","slug":"faq-id","status":"publish","type":"page","link":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/id\/faq-id\/","title":{"rendered":"FAQ &#8211; ID"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#f7f7f7&#8243; scene_position=&#8221;center&#8221; top_padding=&#8221;100&#8243; bottom_padding=&#8221;100&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][toggles style=&#8221;minimal_shadow&#8221; accordion=&#8221;true&#8221; accordion_starting_functionality=&#8221;closed&#8221; border_radius=&#8221;none&#8221;][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Apa itu Reksa Dana?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Reksa Dana adalah wadah investasi yang menghimpun dana dari banyak investor, lalu dikelola oleh Manajer Investasi profesional dan diinvestasikan ke berbagai instrumen seperti saham, obligasi, dan pasar uang. Anda tidak perlu keahlian khusus karena portofolio dikelola sepenuhnya oleh tim ahli yang berizin OJK.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Keuntungan utamanya:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\"><strong>Diversifikasi<\/strong> \u2014 risiko lebih tersebar<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Dikelola Profesional<\/strong> \u2014 oleh Manajer Investasi berizin OJK<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Modal Terjangkau<\/strong> \u2014 bisa mulai dengan nominal kecil<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Likuid<\/strong> \u2014 bisa dicairkan setiap hari bursa<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Transparan<\/strong> \u2014 NAB dipublikasikan setiap hari<\/li>\n<\/ul>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Pinnacle Investment menyediakan pilihan reksa dana mulai dari Pasar Uang, Pendapatan Tetap, Campuran, hingga Saham yang sesuai dengan profil risiko Anda.<\/p>\n[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Apa itu Subscription?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Subscription atau Pembelian adalah proses pembelian unit penyertaan reksa dana oleh investor. Dana yang disetorkan akan dikonversikan menjadi unit penyertaan berdasarkan NAB (Nilai Aktiva Bersih) yang berlaku pada hari transaksi.<\/p>\n[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Apa itu Redemption?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Redemption atau Pencairan adalah proses penjualan kembali unit penyertaan reksa dana oleh investor kepada Manajer Investasi. Unit yang dijual akan dikonversikan menjadi dana tunai berdasarkan NAB yang berlaku pada hari transaksi.<\/p>\n[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Apa itu Switching?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Switching atau Pengalihan adalah fasilitas yang memungkinkan investor untuk memindahkan investasinya dari satu produk reksa dana ke produk reksa dana lainnya dalam naungan Manajer Investasi yang sama, tanpa perlu mencairkan dana terlebih dahulu.<\/p>\n[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Apakah ada aplikasi atau platform untuk berinvestasi di Pinnacle?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]Ya, Anda bisa menggunakan aplikasi <strong>PIMO<\/strong> (Pinnacle Investment Mobile) yang tersedia di Google Play Store dan Apple App Store untuk berinvestasi reksa dana dengan mudah dan aman.<\/p>\n<p>atau<\/p>\n<p>Anda dapat menemukan Produk Pinnacle yang tersedia di berbagai platform mitra distributor seperti Bibit, Bareksa, Ajaib, IPOT (IndoPremier), Mirae Asset, Tanamduit, Pluang, dan masih banyak lagi.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Bagaimana cara melakukan pembelian (subscription) reksa dana di Pinnacle Investment?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]Anda dapat melakukan pembelian melalui Formulir Subscription, aplikasi PIMO atau platform mitra distributor kami. Selengkapnya dapat anda lihat pada menu <em><strong>Cara Berinvestasi &gt; Reksa Dana &gt; (Tab) Subscription<\/strong><\/em>[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Bagaimana cara melakukan penjualan (redemption) reksa dana di Pinnacle Investment?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]Anda dapat melakukan pembelian melalui Formulir Redemption, aplikasi PIMO atau platform mitra distributor kami. Selengkapnya dapat anda lihat pada menu <em><strong>Cara Berinvestasi &gt; Reksa Dana &gt; (Tab) Redemption<\/strong><\/em>[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Produk reksa dana apa saja yang dapat dilakukan pengalihan (switching?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]Switching dapat dilakukan antar produk reksa dana Pinnacle yang tersedia, misalnya dari Reksa Dana Pasar Uang ke Reksa Dana Saham, atau sebaliknya. Pastikan platform yang Anda gunakan mendukung fitur switching. Selengkapnya dapat anda lihat pada menu <em><strong>Cara Berinvestasi &gt; Reksa Dana &gt; (Tab) Switching<\/strong><\/em>[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Apa itu ETF dan bagaimana cara berinvestasi di ETF Pinnacle?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]ETF (Exchange Traded Fund) adalah reksa dana yang diperdagangkan di bursa seperti saham. Pinnacle memiliki 4 produk ETF yang bisa dibeli melalui sekuritas atau platform investasi mitra kami. Informasi lengkap tersedia di menu <em>How To Invest &gt; ETF&#8217;s<\/em>.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Apakah keuntungan investasi dijamin?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]Tidak. Seperti semua produk investasi, reksa dana dan ETF Pinnacle tidak memberikan jaminan keuntungan. Nilai investasi dapat naik maupun turun sesuai kondisi pasar. Kami menyarankan setiap investor untuk memahami profil risikonya sebelum berinvestasi.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;Bagaimana jika saya memiliki keluhan sebagai investor?&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]Pinnacle Investment memiliki prosedur resmi penanganan pengaduan investor yang dapat diakses melalui menu <em>Contact Us &gt; Investor Complaint Handling Procedure<\/em>, atau menghubungi kami di <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"mailto:cs@pinnacleinvestment.co.id\">cs@pinnacleinvestment.co.id<\/a>.[\/vc_column_text][\/toggle][\/toggles][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#f7f7f7&#8243; scene_position=&#8221;center&#8221; top_padding=&#8221;100&#8243; bottom_padding=&#8221;100&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243;&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7894","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/pages\/7894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/comments?post=7894"}],"version-history":[{"count":5,"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/pages\/7894\/revisions"}],"predecessor-version":[{"id":8126,"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/pages\/7894\/revisions\/8126"}],"wp:attachment":[{"href":"https:\/\/www.pinnacleinvestment.co.id\/index.php\/wp-json\/wp\/v2\/media?parent=7894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}