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What is a Mutual Fund?

A Mutual Fund is an investment vehicle that pools funds from multiple investors, which are then professionally managed by a licensed Investment Manager and allocated across various instruments such as stocks, bonds, and money market securities. You don’t need special expertise to invest, as your portfolio is fully managed by an experienced and OJK-licensed investment team.

Key benefits of investing in Mutual Funds:

  • Diversification — your funds are spread across multiple instruments, reducing overall risk
  • Professionally Managed — handled by an OJK-licensed Investment Manager
  • Affordable — you can start with a small amount, making it ideal for beginner investors
  • Liquid — mutual fund units (except ETFs) can be redeemed on any trading day
  • Transparent — the Net Asset Value (NAV) is published daily so you can monitor your investment at any time

Pinnacle Investment offers a range of mutual funds from Money Market, Fixed Income, and Balanced, to Equity that suited to your risk profile.

Is there an app or platform for investing with Pinnacle?

Yes, you can use the PIMO app, available on the Google Play Store and Apple App Store, to invest in mutual funds easily and securely.

or

You can found Pinnacle products on various partner distribution platforms including Bibit, Bareksa, Ajaib, IPOT (IndoPremier), Mirae Asset, Tanamduit, Pluang, and many more.

What is an ETF and how do I invest in Pinnacle's ETF?

An ETF (Exchange Traded Fund) is a mutual fund traded on the stock exchange, similar to stocks. Pinnacle offers 4 ETF products that can be purchased through our partner securities firms or investment platforms. Full details are available under the How To Invest > ETF’s menu.

Is the investment return guaranteed?

No. Like all investment products, Pinnacle’s mutual funds and ETFs do not guarantee returns. The value of your investment may go up or down depending on market conditions. We strongly encourage every investor to understand their risk profile before investing.

What should I do if I have a complaint as an investor?

Pinnacle Investment has an official investor complaint handling procedure accessible via the Contact Us > Investor Complaint Handling Procedure menu, or by reaching us at cs@pinnacleinvestment.co.id.